How to Get a Business Loan
Term Loan
Get access to SBA working capital loans up to $5,000,000 with interest rates as low as 6.75% fixed for 10 years
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When it's time to move your business forward, a U.S. Small Business Administration (SBA) backed loan from the government may be the solution you're looking for. Whether it's an SBA 7(a) or SBA 504 loan, they can have great advantages over conventional loans, including:​​

  • Long repayment terms. This means lower monthly payments.

  • Lower down payments makes upfront costs more affordable.

SBA 7A
  • Designed for businesses looking to purchase an existing business, expand to another location, buy equipment, acquire land or a building, or a combination.
  • Ideal for longer term financing for businesses with net worth below $15 million and an average net income below $5 million.
  • Loan amount is up to $5,000,000.
  • Terms are up to 7 years for working capital, 10 years for equipment, and 25 years for real estate.
  • Rates are fixed or variable.
  • Learn about fees associated with SBA loans.
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SBA 504
  • Designed for businesses looking to expand through land or building acquisition, construction, or equipment purchase.
  • Ideal for longer term financing for businesses with net worth below $15 million and an average net income below $5 million

  • Loan amount is up to $6,500,000 

  • Terms are up to 20 years on Real Estate and up to 10 years on machinery or equipment.

  • Rates are fixed or variable.

  • Learn about fees associated with SBA loans.

Decision in Minutes - No Obligation

STEP 1

Apply Online in just a few minutes or call us at directly at 877-237-7703

M-F 7AM - 6PM

STEP 2

Our team evaluates your business and provides a decision in minutes. Typically everyone gets approved.

STEP 3

Sign your contract and receive your money in as fast as 24 hours.

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Talega helped me refinance an existing Working Capital Loan and outstanding credit card debt of 125,000.  Our SBA loan was $350,000 and we used the proceeds to purchase a new book of business, which will increase our revenue by 25%.  Our new fixed payment was a tenth of what we were paying.  

M. Morai

Tax Professional

San DIego, CA